Laer Realty Partners
Laer Realty Partners
Kevin Durkin, Laer Realty PartnersPhone: (978) 815-4967
Email: [email protected]

Checklist for buying a house: 5 Steps from house hunt to closing

by Kevin Durkin 07/12/2023

If you’re ready to become a homeowner, it’s a good idea to create a checklist for buying a house. It can be especially beneficial to make a list of what to do once you find your dream home.

While the house hunting might be over, the next stage of your home buying process has just begun. Here is a simple checklist to help you stay organized when buying a home:

Schedule a home inspection

A professional home inspection will alert you to any major problems or maintenance issues the house might have. During the home inspection, the inspector will examine the property from top to bottom and make note of issues. You can use this report to negotiate with the seller if necessary.

Purchase homeowners insurance

Most mortgage lenders will require you to get homeowners insurance before closing on a home. Luckily, many insurance providers offer multiple types of insurance. You may be able to get a policy from a provider you already work with.

Get a professional home appraisal

Home appraisals are another step in the process arranged by your mortgage lender. A home appraisal will determine the property value based on a careful evaluation of the home’s conditions and features. Your real estate agent might be able to coordinate the appraisal for you.

Make a final review

You’ll get a final chance to visit and inspect the property in person before closing. This allows you to confirm everything is up to standards agreed upon in your contract. It’s a good idea to test things like light switches, doors and faucets just in case.

Prepare for closing day

Once the big day arrives, you’ll need to have several things with you to ensure a smooth closing process. For example, make sure you have photo identification for everybody listed on the loan, a cashier’s check for final closing costs, proof of insurance and official closing documentation. You should also have your real estate agent or real estate lawyer present to represent you.

Finding the perfect home can feel like a dream come true. However, it’s important to stay organized to prevent possible logistical nightmares. Keep these steps in mind for completing your home buying process as smoothly as possible.

About the Author
Author

Kevin Durkin

My name is Kevin Durkin, and I have been a Realtor in the Merrimack valley for the past 23 years. I have helped people in this community realize their dreams by not only purchasing their first homes, but also helping them find the right place to suit their needs no matter what phase of their lives they find themselves in.